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Boutique Capital are a London real estate debt advisory firm that assists our clients in structuring the best funding solutions to enable a successful delivery of their developments and investments projects across the UK. Our highly experienced team have the resource, knowledge and experience in structuring the best options across a wide selection of trusted lenders which can include the high street, challenger and private banks, alternative lenders, private equity and pension funds.
Our products include:
Bridging & Refurbishment Finance
Property Development Finance
Development Exit Finance
Mezzanine & Equity Finance
Commercial & Residential Investment Mortgages
ESG Finance
BRIDGING FINANCE
• LTV up to 75% of valuation
• Borrowing from £250,000
• Terms 1–18 months
• 1st and 2nd Charges available
• All areas of UK covered
• Lender fees and rates will vary depending on financials and background
DEVELOPMENT FINANCE
• Up to 100% build costs
• 70% Loan to GDV
• Borrowing from £1,000,000
• Terms typically 12-24 months
• All areas of UK covered
• Lender fees and rates will vary depending on financials and background
MEZZANINE FINANCE
• Up to 90% LTV
• Borrowing from £250,000 - £10,000,000
• Terms 6-18 months
• All areas covered
• Our lenders have “Deeds of Priority” in place with several senior lenders
• Lender fees and rates will vary depending on financials and background
COMMERCIAL FINANCE
Financing of commercial buildings, such as offices, occupied by the business owner or let to another tenant. This could consist of mixed use buildings with some residential and commercial together.
• LTV up to 75%
• Borrowing from £100,000
• Adverse credit options
• All areas of UK covered
• Lender fees and rates will vary depending on financials and background
VAT FINANCE
VAT on a commercial property purchase is a major consideration when purchasing. The purchaser has to provide a further 20% for the VAT aspect. This is later recovered from HMRC but can take time putting a strain on cash flow.
• A total managed solution for funding and recovery of VAT.
• Advances up to 100% of VAT due.
• Fast completions.
• Loans From £50k - £5m plus
JOINT VENTURE EQUITY
An equity partner will expect between 40% to 70% of the development profit depending on the overall circumstances and risk
Each deal is obviously different and a structure can be created and tailored allowing both parties their desired return.
• 100% of required equity input up to £10,000,000
• Previous development experience required